FIXED INCOME · 2026 INVESTMENT SERIES
Bond Purchase
Agreement
For individual and joint investors. This agreement sets out the terms on which Quintet Private Bank arranges the purchase of a fixed income security on your behalf.
IMPORTANT INFORMATION
This investment opportunity is presented without consideration for your specific objectives, financial circumstances or requirements. Before making any decision, please assess the suitability of this investment in light of your own situation and needs. Capital is at risk and past performance is not a guide to future performance. If you are in any doubt, please seek independent financial advice.
London, United Kingdom · 020 8614 0706 · fixedincome@quintetprivatebank.com
Reference
PLEASE COMPLETE ALL REQUIRED SECTIONS
Client & product details
Account holder
Full name(s)
Date of birth
Residential address
Postcode
Email address
Telephone
Product details
Product name
ISIN
Term
Investment sum
Coupon rate (gross p.a.)
Payment frequency
Start date
Maturity date
Administration fee
Quintet Private Bank · London, United Kingdom · 020 8614 0706 · fixedincome@quintetprivatebank.com
© 2026 Quintet Private Bank. All rights reserved. Capital at risk.
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Bank details & investment summary
Client bank details
Account name (as held at the bank)
Name of bank
Account number
Sort code
IBAN / BIC (if applicable)
Please provide your UK or European bank account details if you have elected to receive your distributions as income, or for future redemption proceeds. Income will only be paid to an account held in the name(s) of the investor(s). We do not make payments into third-party bank accounts.
INVESTMENT SUMMARY
Deposit amount
Monthly interest
Annual interest
Value at end of term
Figures are indicative and calculated gross of tax on the basis of the coupon rate and term stated in this agreement. A brokerage fee of 0.15% of the annual interest and a one-off administration fee of £49.99 apply, as set out in the terms and conditions.
Quintet Private Bank · London, United Kingdom · 020 8614 0706 · fixedincome@quintetprivatebank.com
© 2026 Quintet Private Bank. All rights reserved. Capital at risk.
Page 3
IMPORTANT — PLEASE READ CAREFULLY
Terms and conditions
Terms and conditions for investors
Quintet Private Bank is referred to throughout as “the Company”. It is essential that you read and understand these terms and conditions before purchasing this investment. The terms and conditions for buying and selling fixed income investments with Quintet Private Bank are set out below. Additional terms and conditions may apply to specific services provided. This contract is governed by and construed in accordance with the laws of England and Wales.
Documentation
Clients are required to provide the documentation requested by the Company in accordance with UK and European anti-money laundering regulations, including photographic identification and proof of address dated within the last 90 days.
Our role and client monies
Quintet Private Bank acts as broker, arranging the purchase and, where required, the sale of the bond on your behalf. We do not hold client money. Eligible cash deposits are protected by the Financial Services Compensation Scheme (FSCS) up to £120,000 per eligible person, per banking licence, and eligible investments up to £85,000 per person, per authorised firm. Settlement for secondary market bonds is made through a segregated safeguarded account.
Terms, fees and charges
The Company charges a brokerage fee of 0.15% of the annual interest rate to arrange and secure the bond. This is the only ongoing fee payable by the client throughout the term, in addition to a one-off administration fee of £49.99. The fee is calculated on the total annual interest generated by the amount invested. If the client requests an early exit from the bond before the end of the stated term, a further fee of 0.75% is charged at the time of the request.
End of term agreement
At the end of the term, the total capital invested in the bond is repaid to the client in full, together with any outstanding interest, within three business days. The term of the bond begins on the date payment is received and is stated clearly on the contract note, which is provided no later than 72 hours after full payment has been received.
Instructions
The Company may, without incurring any liability to the client or any other person, decline to act upon an instruction that is not given in a timely manner, is not in writing where required, is not in the form or format required, or is in the Company’s opinion incomplete; or where the Company has any doubt that the instruction has been properly authorised or accurately transmitted.
Death of the account holder
The account holder may designate, and may add to, change or delete, beneficiaries in accordance with applicable law. In the event of the death of the account holder, the holding will be paid or transferred in accordance with applicable law to the designated beneficiaries or, where no beneficiary has been designated, to the legal personal representatives of the account holder. Before any payment or transfer is made, satisfactory evidence of death and such instructions, releases, indemnities and other documents as may be required must be received.
Complaints
We maintain a written complaints policy setting out how we ensure each complaint is dealt with promptly and fairly. Should you have cause to complain for any reason, a copy of our complaints policy will be sent to you automatically.
Right to amend
We reserve the right to amend these terms and will give you 30 days’ notice in advance of any material change. If you disagree with the amended terms, you may withdraw your investment with no penalty.
Data protection
All data is held in compliance with current data protection legislation. You consent to us disclosing information about you to regulated entities in order to carry out identity verification. Telephone calls are recorded for security and training purposes and these recordings may be used as evidence in the event of a legal dispute.
Governing law
This agreement is governed by and interpreted in accordance with the laws of England and Wales. Where any provision of legislation referred to in this agreement is renumbered as a result of a change in law, the reference is to be read as a reference to the provision as renumbered.
Quintet Private Bank · London, United Kingdom · 020 8614 0706 · fixedincome@quintetprivatebank.com
© 2026 Quintet Private Bank. All rights reserved. Capital at risk.
Page 4
SECTION 4 OF 4
Declaration & signatures
I/we confirm that the details set out in this agreement are correct and complete, that I/we have read and understood the terms and conditions set out on the preceding page, and that I/we authorise Quintet Private Bank to arrange the purchase of the security described in this agreement on my/our behalf. I/we understand that capital is at risk, that past performance is not a guide to future performance, and that no advice has been given as to the suitability of this investment for my/our circumstances.
Account holder
Full name
Date
Signature
Place of signing
Joint holder (if applicable)
Full name
Date
Signature
Place of signing
For and on behalf of Quintet Private Bank
Authorised signatory
Date
Please return the signed agreement to fixedincome@quintetprivatebank.com or by post to Quintet Private Bank, London, United Kingdom. If you have any questions before signing, call 020 8614 0706.
Quintet Private Bank · London, United Kingdom · 020 8614 0706 · fixedincome@quintetprivatebank.com
© 2026 Quintet Private Bank. All rights reserved. Capital at risk.
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PRIVATE BANK · EST. 1949
London
United Kingdom
020 8614 0706
fixedincome@quintetprivatebank.com
© 2026 Quintet Private Bank. All rights reserved.
Capital at risk. Past performance is not a guide to future performance.